The Importance of Building a Safety Culture

The Importance of Building a Safety Culture

Of course workplace safety is important to you. But how important is it to your employees? If you don’t know, it may be time to evaluate the safety culture at your business and think about what you can do to improve it. What is a Safety Culture? A safety culture is the shared beliefs, practices […]

Workers’ Compensation Insurance: An Overview

Workers’ Compensation Insurance: An Overview

Workers’ compensation coverage pays benefits to workers injured on the job, including medical care, part of lost wages and permanent disability. It also provides death benefits to dependents of employees killed from a work-related accident. Workers’ compensation systems are different in every state, as individual statutes and court decisions have shaped the way they handle […]

Keep Beneficiaries Informed

Keep Beneficiaries Informed

Far too many Americans don’t have any life insurance. Most Americans don’t have enough life insurance. Life insurance is important to help your family deal with the financial stresses that they will face when losing a family member. Your family has to pay your burial expenses, settle your debts, pay your medical bills for your […]

Funeral Trusts

Funeral Trusts

Funeral trusts are used to prepay final expenses and are typically funded with single premium life insurance. Irrevocable funeral trusts can also help you qualify for long-term care benefits through Medicaid. These trusts may be funded with assets that would otherwise be countable resources for Medicaid. Trust assets, including life insurance death benefits, are not […]